It’s important to think about all the expenses you are likely to incur while abroad so you and your family can plan ahead. Your program fees section explains what your program fee does and does not cover, and will provide you with an overall estimate of expected expenses. For example, your airfare to New Zealand is not included in your program fee. It is important to note that the "Estimate of Additional Expenses" information is provided for planning purposes only, and may vary according to your own personal spending habits.

Items to consider

  • Study abroad students are not eligible to work while studying in New Zealand.
  • Allow about $150 for meals and basic expenses during the orientation (some meals will be provided). Orientation generally lasts about four days.
  • Expect to spend extra on meals and basic expenses during your first couple of weeks in-country as you settle in.
  • Some universities assess a special course fee for enrolling in laboratory courses. Some assess a fee for every special course taken, while others assess the fee only if a certain portion of courses are taken within one of these departments. You should consult the "Estimated Cost of Attendance" noted with your program fees. Please check with your program manager for details.
  • The cost of meals, books, local transport and personal items will vary. If you are assigned to a university residence hall with a required meal plan, you will be billed for this extra cost about one month after your program begins. 
  • Vacation expenses can really add up, depending on how far you go and how much time you take. If you are in a full-year program, you will have anywhere from a 3-week to 3-month break between semesters. Most students travel during holiday breaks. Check your program calendar for other breaks and holidays that occur during your study period.
  • Count up your weeks of study and vacation if any under your program.
  • Make daily and weekly budgets and stick to them.

Sample Budget WorksheetExpenses
Full program fee (including $500 deposit) $              
Orientation expenses
Meals (#program weeks _ x $ _ per wk)
Special Courses Fee
Books/photocopies
Local transport
Personal expenses
Vacation expenses
Airfare
Total Expenses

Resources
Family contribution $              
Your savings
Stafford Loan (deduct 5% for origination fees)
Other financial aid
Other resources
Total Resources